Senior Leadership

Luis Mosquera

Chief Executive Officer

Mr. Mosquera has over 25 years of experience in the health care field in a variety of disciplines and capacities that have provided him with a unique perspective of the business. Mr. Mosquera has also owned and operated multi-specialty centers and a financial consulting group. Mr. Mosquera has many ties to the national health care community.

Martin (Marty) Bilowich


Mr. Bilowich has over 20 years of health care management experience and was one of the co-founders of Health Network One (HN1) and has served as the Company’s President and Chief Operating since it began operations in 2001. He has also spear-headed the growth and evolution of HN1 from being a start-up operation to now managing over 1.3 million covered lives through Network Management Agreements with various regional and national health plans.

Denisse Monserrate, MD

Chief Medical Officer

Dr. Monserrate has been practicing in the public and private setting as a Physical and Rehabilitation specialist continuously for the past 17 years. In addition to serving as the CMO for HN1 Therapy Network, she has also been the Medical Directory of Therapy Network of Puerto Rico since its initial operation and has worked directly with both the recruitment of providers and the operational and clinical interface between the company and its health plan clients. She was also a consultant for 3 years to one of the largest Medicare Advantage health insurance plans in Puerto Rico for matters concerning clinical aspects and utilization of physiatry, therapy, and assistive equipment.

Karen Chewning

Vice President

Karen Chewning has over 18 years of health care management experience, joining Health Network One (HN1) in 2001 as the Network Director of Eye Management, Inc., (EMI), a wholly-owned subsidiary of HN1. Karen’s career began at EMI in 1989 where she began as a Member Service Representative, growing with the organization in position and responsibility until its acquisition in 2001 by HN1.

Francisco Rivera

Regional Network Director

Mr. Rivera has over 15 years of experience in different industries including the last 5 years in the health care industry. Mr. Rivera joined the company in 2014 to support the growth and expansion strategies of HN1 - Therapy Network, currently managing Networks in Florida, Georgia, New Jersey and Puerto Rico. Francisco’s background as an Engineer has helped improve operational processes through standardization initiatives, in order to achieve the highest level of Customer and Provider Satisfaction.

Christopher Desmond

Network Manager

Mr. Desmond has been with Therapy Network of New Jersey since it went live in 2013. His expertise is in contract negotiations and management of provider networks for both Primary Care and Specialty Provider Networks. He has been able to deliver comprehensive service to providers and their offices and continues to ensure their overall satisfaction with our contracted health plans. Christopher graduated from the Rutgers School of Health Related Professions with his Masters of Science in Health Care Management in May 2016.

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